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© 2011 Sirak Financial Companies

Financial Representatives of The Guardian Life Insurance Company of America, New York, NY. Representatives may not be licensed in all states. To find out call 330-493-3211.

Securities products and services are offered through Registered Representatives of Park Avenue Securities, LLC (PAS) 4700 Dressler Avenue, Canton, OH 44718, 330-493-3211. The Sirak Financial Companies are not affiliates nor subsidiaries of PAS.

Guardian, PAS and the representatives do not provide legal or tax advice or services. PAS is a member of FINRA/SIPC. Property & Casualty Insurance is not underwritten by Guardian.

Registered Representatives are securities licensed in Alabama (AL), Alaska(AK), Arizona(AZ), California(CA), Colorado(CO), District of Columbia(DC), Florida(FL), Georgia(GA), Illinois(IL), Indiana(IN), Kentucky(KY), Massachusetts(MA), Michigan(MI), Minnesota(MN), Montana(MT), New Jersey(NJ), New York(NY), North Carolina(NC), Ohio(OH), Pennsylvania(PA), Rhode Island(RI), South Carolina(SC), Texas(TX), Virginia(VA) and West Virginia(WV), and are strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states.

The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered and in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative who is registered in the state where the consumer and/or prospective client reside.