| Target Groups for HSA and HRA Plans
HSA
- Smaller, family owned and operated
businesses
- Employers only able to provide limited benefits
- Groups interested in providing an IRA-type savings
vehicle
- Employers that want to combine an
HSA for owners and an HRA for employees
HRA
- Younger groups
- Employers that are very bottom-line
oriented
- Employers only able to provide limited
benefits
- Employers that don't want to pre-fund
an account
- Employers that want better cash
flow control
- Groups that are accustomed to very
rich benefit plans |
